Define

What is an Individual Coverage HRA?

Discover the advantages of implementing an ICHRA for businesses, including flexibility, cost control, employee satisfaction, compliance with healthcare regulations, and tax benefits.

July 9, 2023

Introduction

Understanding ICHRA

ICHRA Benefits

Your guide to flexible & affordable benefits — download now.

Group health can be complex, restrictive, and costly. Liferaft offers something different.

Liferaft's Complete HRA Guide breaks down everything you need to know about health reimbursement arrangements, helping you determine if an HRA makes sense for your business.
You will automatically be redirected to your whitepaper download after submission.
What you get in your guide:
• What is an HRA?
• HRA Requirements & Features
• Eligible HRA Expenses
• When an HRA Makes Sense
• Different HRA Types
• States Where HRA Works Best

Eligibility & Limitations

Tax Advantages

Liferaft: Your ICHRA Admin

FAQs

Where an ICHRA is the cheaper option

Liferaft's 2025 Cost Savings Individual vs. Small Group by State examines the cost differences between small group and individual plans across states, based on Ideon's 2025 ICHRA Map. Learn where ICHRAs will provide the biggest cost savings by county and state.  
You will automatically be redirected to your whitepaper download after submission.
This whitepaper includes:
The Full Map | ICHRA-Friendly States  |  County-Level Variability  |  California Exception  |  2024 HRA Growth  |  FAQs About ICHRA Adoption

Book your consult with Liferaft

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