Explore Health Reimbursement Arrangements

Liferaft's comprehensive directory of articles and resources on Health Reimbursement Arrangements (HRAs)
Financial
Your Small Business Can Save With a Health Reimbursement Arrangement
Whether you want to offer money towards health insurance premiums or other expenses, a health reimbursement arrangement allows you to give money to your employees in a tax-advantaged way.
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Your Small Business Can Save With a Health Reimbursement Arrangement
Whether you want to offer money towards health insurance premiums or other expenses, a health reimbursement arrangement allows you to give money to your employees in a tax-advantaged way.
Read →
What is a Health Reimbursement Arrangement?
Unlock the Potential of Health Reimbursement Arrangements (HRAs): Empowering businesses and employees with affordable healthcare solutions
Learn more →
HRA Types
There are several different types of HRA - click to learn which one would be right for you.
Individual Coverage HRA (ICHRA) ->
Excepted Benefit HRA (EBHRA) ->
Standard HRA ->
Qualified Small Employer HRA (QSEHRA) ->
HRA Deep Dive
A health reimbursement arrangement can be an effective way for businesses to save money on their health insurance, expand benefits, or increase employee flexibility. 
HRA Uptake Challenges
A full breakdown of challenges that can hold employers and brokers back from implementing HRAs.
June 6, 2024
A Broker's Guide to Harnessing HRAs
A comprehensive guide for brokers leveraging HRAs strategically to tailor healthcare benefits for clients in today's complex landscape.
June 28, 2024
2023 Year-End Report on HRAs: HRA Account Trends
Delve into the dynamic trends of HRA account types, the strategic adoption of customized Specialty HRAs, and the budget considerations guiding businesses in navigating health reimbursement strategies.
February 22, 2024
Reimbursable Fertility Expenses with an HRA
Explore how HRAs can be used to cover various medical expenses for fertility and reproductive care, including what expenses are qualified and how to strategically structure your reimbursement levels to help employees manage the cost of fertility and reproductive treatments.
January 29, 2024
Understanding HIPAA and HRA Privacy
Discover the essential steps healthcare organizations can take to enhance HIPAA and HRA privacy compliance, from robust IT security to comprehensive policies.
October 13, 2023
Understanding COBRA Continuation Coverage
In this comprehensive guide, we'll delve into the intricacies of COBRA Continuation Coverage, exploring its eligibility criteria, enrollment process, benefits, cost structure, and more.
October 13, 2023
ERISA Requirements and Simplifying HRA Administration
ERISA Compliance Made Easy: Elevate Your HRA Administration with Liferaft
October 13, 2023
Employee Health Insurance: Enrollment, Tax Credits & Exchanges
Explore employee health insurance enrollment, tax credits for HRAs, and the world of health insurance exchanges in this comprehensive guide.
August 28, 2023
Enrollment Assistance and Liferaft: Simplifying HRA Administration
Discover how Liferaft's user-friendly platform and personalized support streamline health insurance enrollment.
November 10, 2023
Navigating ACA: Unraveling Requirements, Eligibility, and Impacts on Healthcare
Discover how Liferaft's strategic role and HRA offerings align with ACA stipulations to enhance employee well-being while ensuring compliance.
November 10, 2023
What is an HRA Administrator?
Discover the role of an HRA Administrator: simplify, optimize, and streamline your Health Reimbursement Arrangement with Liferaft.
August 17, 2023
What Does HRA Stand For?
From human rights to Health Reimbursement, unraveling the acronym HRA and exploring its varied meanings, including the Human Rights Act and Housing Rent Allowance, alongside Liferaft's affordable HRA solutions.
November 10, 2023
How to Set Your Employee Classes for HRAs
Unlocking the Power of Employee Classes: Maximizing HRA benefits for every workforce. Discover how different employee classes shape Health Reimbursement Arrangements (HRAs) and how Liferaft simplifies HRA business administration, ensuring tailored benefits and employee satisfaction.
November 10, 2023
What Exactly Does QSEHRA Stand For? The Qualified Small Employer Health Reimbursement Arrangement
The QSEHRA is a valuable option for small businesses looking to provide their employees a tax-free way to pay for qualified medical expenses.
November 10, 2023
ICHRA Focus
Explore common questions around the ICHRA, including IRS regulations, rules, best practices, and more.
What are the ICHRA Plan Documents Required?
Learn about the essential plan documents required for an ICHRA and how Liferaft simplifies the process for businesses.
August 22, 2023
Your Guide to ICHRA Compliance
Don't be intimidated by ICHRA compliance—this article demystifies the different regulations governing the ICHRA, making it easy for you to provide affordable and compliant health insurance.
November 10, 2023
What Does ICHRA Stand For? The Individual Coverage Health Reimbursement Arrangement
Discover what ICHRA stands for, how it works, its benefits for businesses, and the role of Liferaft, an HRA administrator.
August 17, 2023

Your guide to flexible & affordable benefits — download now.

Group health can be complex, restrictive, and costly. Liferaft offers something different.

Liferaft's 2023 Whitepaper on HRAs is the most comprehensive guide available, giving you what you need to determine if an HRA makes sense for your business.
You will automatically be redirected to your whitepaper download after submission.
What you get in your guide:
• What is an HRA?
• HRA Requirements & Features
• Eligible HRA Expenses
• When an HRA Makes Sense
• Different HRA Types
• States Where HRA Works Best
Small Business Insurance
For small business owners, offering health insurance can be overwhelming—these resources answer frequently asked questions and different ways owners can save on their insurance.
Can a Small Business Owner Participate in an HRA?
It depends…keep reading to learn how small business owners are unlocking cost-effective and flexible healthcare solutions through HRAs.
November 10, 2023
Pros & Cons of Group Plans vs. QSEHRAs
Navigating healthcare options for your small business: Group Plans vs. QSEHRAs
November 10, 2023
Group Health Insurance
Learn how you can combine an HRA with your group health plan to expand benefits or rethink how you are offering health insurance to large groups.
Maximizing Employee Benefits with an HRA
Discover how Liferaft empowers companies to tailor their Health Reimbursement Arrangements, offering essential support for employee well-being.
September 29, 2023
What is Supplemental Insurance?
Delve into supplemental insurance plans and how they help individuals and give businesses a way to enhance their healthcare coverage, from dental and vision insurance to critical illness protection.
July 17, 2023
Covering Mental Health & Therapy for Your Employees
How employers are prioritizing mental health with Liferaft's HRA, fostering a supportive and productive culture.
July 14, 2023
Offering Fertility & IVF Benefits to Your Team through Liferaft Benefits
Discover how Liferaft Benefits is transforming employee healthcare with comprehensive fertility and IVF benefits, making supporting your team's journey to parenthood easier than ever.
July 17, 2023

Is an HRA is right for your business?

Meet with our HRA experts for a free consultation. You can leverage an HRA to save on your business health insurance—without sacrificing the quality of your offerings.
Meet with Liferaft  →