The Blog

Your hub for information about Liferaft products, company news, and industry trends.
Financial
Your Small Business Can Save With a Health Reimbursement Arrangement
Whether you want to offer money towards health insurance premiums or other expenses, a health reimbursement arrangement allows you to give money to your employees in a tax-advantaged way.
Read →
Your Small Business Can Save With a Health Reimbursement Arrangement
Whether you want to offer money towards health insurance premiums or other expenses, a health reimbursement arrangement allows you to give money to your employees in a tax-advantaged way.
Read →
What is a Health Reimbursement Arrangement?
Unlock the Potential of Health Reimbursement Arrangements (HRAs): Empowering businesses and employees with affordable healthcare solutions
Learn more →
HRA Types
There are several different types of HRA - click to learn which one would be right for you.
Individual Coverage HRA (ICHRA) ->
Excepted Benefit HRA (EBHRA) ->
Standard HRA ->
Qualified Small Employer HRA (QSEHRA) ->
Explore More HRA Resources
Financial
Your Small Business Can Save With a Health Reimbursement Arrangement
Whether you want to offer money towards health insurance premiums or other expenses, a health reimbursement arrangement allows you to give money to your employees in a tax-advantaged way.
Read →
Your Small Business Can Save With a Health Reimbursement Arrangement
Whether you want to offer money towards health insurance premiums or other expenses, a health reimbursement arrangement allows you to give money to your employees in a tax-advantaged way.
Read →
Case Studies
PEO Uses Liferaft’s Branded Solution to Cover Groups Not Eligible for Group Coverage
Learn how Liferaft's branded solutions empower a PEO partner to seamlessly integrate customizable health benefit products under their brand, ensuring compliance, security, and enhanced client satisfaction.
June 27, 2024
A DPC’s Success with an Off-the-Shelf ICHRA
By integrating Liferaft's off-the-shelf ICHRA solution, a direct primary care partner successfully expanded its healthcare offerings for small to mid-sized groups, enhancing its services without additional engineering effort.
June 27, 2024
Liferaft's Tailored ICHRA Solution for Part-Time Faculty
We'll examine Liferaft's collaboration with a Midwest university that was having difficulty providing part-time faculty members with health insurance. Through strategic planning, Liferaft offered the university affordable healthcare benefits without straining its budget.
March 22, 2024
How Liferaft Helps Larger Companies Stay ACA Compliant While Battling Rising Group Rate
Learn how Liferaft's customizable ICHRA plans offer large businesses a strategic alternative to traditional group health insurance, ensuring ACA compliance and cost control.
February 8, 2024
ICHRA Solution for Employees Over 65
Liferaft's ICHRA solution can be an affordable healthcare option for businesses with a large number of employees over 65. It offers a tailored and compliant approach while empowering companies to control costs and provide flexible healthcare benefits.
April 16, 2024
Pairing an HDHP with Standard HRAs To Save on Costs Without Burdening Employees
Discover how Liferaft's Standard Health Reimbursement Arrangement helped a company transition to a high-deductible health plan without increasing their employees' out-of-pocket costs.
November 13, 2023
The Liferaft Approach to Enhanced IVF Coverage
Explore Liferaft's innovative approach that addressed the shortcomings of limited IVF coverage in group health plans, delivering a tailored solution to alleviate employee out-of-pocket costs and ensure employer risk protection.
November 21, 2023
Staying ACA Compliant with Liferaft's MEC Plan
Discover how Liferaft's innovative MEC plan offers businesses a comprehensive and cost-effective strategy to navigate ACA compliance and evade the Schedule A penalty.
November 14, 2023
Company News
Company News
Liferaft Joins NABIP for Upcoming Webinar on HRAs
Join Liferaft and NABIP on July 30, 2024, for a webinar exploring how HRAs can transform your business’s healthcare benefits through real-world case studies and insights into the latest trends and opportunities.
June 28, 2024
Insurance
Why Flexibility is Key For Brokers Choosing an HRA Platform
Liferaft is empowering brokers with a user-friendly platform to seamlessly offer and manage Health Reimbursement Arrangements (HRAs), ensuring flexibility and comprehensive support for all client needs.
June 28, 2024
Insurance
Defined Benefits Are Outdated, So Why Are We Still Using Them?
Group health plans come with many of the same risks as pension plans of the past. Why are companies clinging to them?
June 27, 2023
See More Company News
Webinars
WEBinar
Comparing ICHRA vs. Level-Funded Health Plans
This webinar explores the distinct financial and operational benefits of ICHRAs, which allow flexible employee choice and predictable employer costs, and level-funded plans, which offer a blend of premium stability and shared risk, ideal for varying employer needs and risk tolerance.
October 28, 2024
WEBinar
2025 Individual Carrier Rate Change Requests By State
Liferaft's webinar discusses 2025 individual market rate changes, highlighting opportunities for cost savings through ICHRAs, particularly in states with lower rate increases and the growing adoption of HRAs.
September 23, 2024
WEBinar
Tactical HRA Solutions: 3 Scenarios Explored
Explore three case studies demonstrating the strategic use of HRAs to address complex benefits challenges, showcasing how HRAs can offer tailored solutions while controlling costs and enhancing employee satisfaction.
April 12, 2024
WEBinar
Small Group vs. Individual Premium Dynamics
The Liferaft webinar discusses the increasing viability of individual health insurance markets, regional cost differentials, and the potential for HRAs to drive cost savings and flexibility in employer-sponsored health coverage.
March 14, 2024
WEBinar
2023 HRA Year In Review: HRA Trends & Insights
The Liferaft webinar offers insights on the 2023 HRA landscape, addressing growing adoption, challenges in change management and health insurance enrollment, and opportunities for improvement in 2024.
February 13, 2024
WEBinar
Why Business Leaders are Switching to HRAs
Learn how a Liferaft HRA can save your business on healthcare expenses while boosting employee satisfaction.
March 16, 2023
WEBinar
Why Businesses Are Dropping Group Health For an ICHRA
Unlocking savings and flexibility with a Liferaft ICHRA for your workforce.
April 5, 2023
WEBinar
Partner with Liferaft to Offer HRA Solutions
Streamline Your Benefits Strategy: Liferaft's HRA Solutions for Brokers.
July 26, 2023

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